Michael Clark is a Consultant in the Group Benefits Division at Oswald Companies. He has been with Oswald Companies for four years and has experience working with privately held companies and non-profit organizations in employee benefits. His goal is to gain a strong understanding of an organization’s business, culture, and risk tolerance, while identifying and designing innovative cost-effective solutions to minimize risk. This approach translates into valuable and sustainable benefits programs for his clients and their employees. Michael believes that each client should have a unique strategy based on their culture and risk tolerance.