- When the 401k and HSA are offered separately, each has significant value. This session will demonstrate why the HSA is oftentimes superior to the Health FSA and 401k. However, all together, the three benefits offer significant synergy for workers of all ages, incomes, tenure, etc. - Confirm which should come first when it comes to saving – is it the 401k nest egg or the HSA Chicken? Learn how to accommodate both, including various transition processes, to best meet workers where they are, including the majority of American workers who live paycheck to paycheck. - Improve benefits engagement by demonstrating how employers and workers can lower current expenses yet improve preparation for retirement by using the 401k and HSA in combination, today and tomorrow.