Kate Bang

Kate Bang

Organization - USI Insurance


Navigating The New Rules For Wellness Programs

Learning Objectives

1. An overview of the new rules for wellness programs;

2. How these new rules will impact your organization; and,

3. Where to go from here.


On December 20, 2017, a United States District Court held that the United States Equal Employment Opportunity Commission ("EEOC") must re-issue regulations that govern the incentive limits for employer-sponsored wellness programs and that existing rules will be vacated effective January 1, 2019.

The court's ruling stems from a lawsuit, AARP v. EEOC. AARP sued the EEOC, arguing that the 30% incentive limit puts its members at risk for discrimination. The group also challenged the definition of a voluntary wellness program, stating that EEOC did not provide an adequate description in its regulations.

Now, the EEOC must create new regulations by August 31, 2018. These rules may be effective in 2019 and therefore may impact employer 2019 wellness programs.

This presentation will review the new regulations, how they will impact employer-sponsored plans, and the changes you may need to make now, in order to be in compliance going forward.


Kate Bang currently leads a talented team of professionals to deliver exceptional service and support to employers managing employee benefit programs. Under Kate's leadership, USI Insurance has experienced extraordinary growth in the Cleveland market. Prior to assuming this role, Kate also served USI Insurance as Vice President, Senior Account Executive, and as an Employee Benefits Consultant. She has extensive new business development and client management experience in the employee benefits industry. Kate believes strongly in the use of long-term strategies and individualized solutions for her clients' benefit plans and uses the extensive array of USI resources to provide sensible, affordable, and effective solutions.

Kate has authored articles for local publications and delivered benefits presentations to local, national, and international audiences.

Kate is a licensed Life and Health Agent and a Certified Employee Benefits Specialist (CEBS). Kate is Past-President of the Northeast Ohio ISCEBS Chapter and is a member of the Society for Human Resource Management.

A committed volunteer, Kate participates throughout the Cleveland community as a Circle of Red member for the American Heart Association, a board member for The City Mission, and volunteer for Junior Achievement.

Kate graduated Summa Cum Laude with a Bachelor of Arts degree from Bowling Green State University and earned an MBA in Systems Analysis from Baldwin-Wallace College. She also earned the Certified Employee Benefit Specialist (CEBS) Designation from the International Foundation of Employee Benefit Plans and Wharton School of Business in 2003.